Generally available 24/7/365, though processing depends on the operating hours of banks.
The specific branch of the receiving bank.
: RTGS is specifically for high-value transfers, starting at a minimum of ₹2 Lakh . union bank of india rtgs form
The form usually includes a "Customer Copy" or acknowledgment slip that the bank stamps and returns as proof of transaction. Transaction Details & Limits
The standard slab-based fees for branch-initiated RTGS are generally structured as follows: Approximately ₹20 to ₹25 + GST. Above ₹5 Lakh: Approximately ₹40 to ₹50 + GST. The form usually includes a "Customer Copy" or
If you prefer to bypass physical forms and branch queues, you can complete your RTGS transfer digitally: Log into or the Vyom Mobile App .
AI responses may include mistakes. For financial advice, consult a professional. Learn more How to Download Union Bank Of India RTGS Form? - ClearTax If you prefer to bypass physical forms and
Write the name of the Union Bank branch where you hold your account.
For corporate or business transactions of ₹50 crores and above, a Legal Entity Identifier (LEI) code must be provided on the form as mandated by the RBI. Troubleshooting Common RTGS Issues
| Issue | Solution | |-------|----------| | | Double-check – use RBI’s IFSC search or Union Bank’s branch list | | Beneficiary name mismatch | Must exactly match bank’s records (minor spelling errors cause return) | | Amount less than ₹2 lakh | Use NEFT instead | | Insufficient balance + charges | Ensure balance = amount + fees | | Signature mismatch | Update signature records before submission | | Incomplete purpose code | Ask branch staff for correct code | | Beneficiary account closed | Fund will bounce; you pay return charges |